Farm Credit of Central Florida

Message from the CEO

Putting our Profits in our Members’ Pockets is more than just a slogan at Farm Credit of Central Florida. The association’s Board of Directors recent declaration of a patronage refund, or profit-sharing to our Member/Borrowers exceeding $11 million offers tangible proof of Farm Credit of Central Florida’s strict adherence to cooperative principles.

Sharing in the profits is a unique advantage of doing business with a cooperative. Our staff considers it a personal challenge to minimize our costs and maximize the return to our Stockholders. This patronage refund significantly reduces our Members’ cost of borrowing.

Since1988, Farm Credit of Central Florida’s Board of Directors has declared patronage refunds in excess of $133 Million. This years patronage refund represents a return of more than 28% of Members’ earned interest from 2007. This is the 22^nd consecutive year the association’s Board of Directors has affirmed its commitment to cooperative principles and perpetuating The Farm Credit Advantage.

Eligible Members should have already received their checks. If you have questions about how you can benefit from The Farm Credit Advantage contact one of our friendly loan officers by calling 1-866-245-3637.

Farm Credit Members

"I’ve always received great rates from Farm Credit, but the Patronage Refund has always been an added bonus. It’s a treat to see my loan officer walk through my door with a check that I didn’t have to do anything to earn."

—Gene Batson
Nurseryman & Farm Credit Member

Read What Other Members Have to Say About Farm Credit...

Mission
At Farm Credit, we want to be the Lender of Choice to the agricultural and rural communities of central Florida.

Farm Credit Story
Farm Credit of Central Florida is part of the nationwide Farm Credit System, a financial cooperative owned by its member-borrowers since 1917. We have one primary function-to provide agricultural loans.

Directors
The directors of Farm Credit of Central Florida are individuals personally and actively involved in the agricultural community.

Scope & Eligibility
As a member-owned cooperative, Farm Credit is not operated or funded by the federal government. However, we are regulated by the Farm Credit Administration and are subject to some lending restrictions.

Cooperative Advantage
As an agricultural credit cooperative, Farm Credit of Central Florida is owned by the member-borrowers who purchase stock/participation certificates in the cooperative.

Patronage
One of the most important financial benefits of being a Farm Credit member-borrower is having the opportunity to share in the association's profits.